Real NW Homes & land for sale in Clark County, WA In business to help you!



Mortgage Help

 

Coldwell Banker Finance and mortgage information

   Jonelle Knipe - Mortgagefamily - experts in making the mortgage process easy
   Jonelle Knipe
    Mortgage Advisor
Tel: 503-788-2173
Fax: 503-775-7664

     Click to Email  

Visit Jonelle for answers to your mortgage questions or get a Pre-Approval Letter  it's fast and it's free!
Coldwell Banker Mortgage

 

 


Local Mortgage Associates

 

Ed Cummins

Ed Cummins
E-mail: ed@prestigemtg.net
Phone: (360) 546-2660
Fax: (360) 546-2662

Prestige Home Mortgage
Vancouver, WA

 

 

Eric Newman

Eric Newman
Email: eric@gonwloans.com
Phone: (503) 698-5801
Fax: (503) 716-4604
Summit Mortgage Corp. 
Portland, OR

 


Clark County Home Buyer Mortgage & Loan Resources

  • All-About-Mortgage.com Vancouver Washington Mortgage Directory
  • Market Trends Current market trends and home prices in Clark County.  
  • IRS.gov Help with taxes? Prepare and e-file your return or file for an extension.
  • Mortgage News Mortgage news from Mortgage News Daily.See if you are among the 7 to 9 million homeowners who may be able to benefit from Making Home Affordable. MakingHomeAffordable.gov Features Self Assessment Tools, Calculators to Help Borrowers Determine Eligibility, Payment Reductions under the Obama administration's Refinancing and Loan Modification Program.
  • Renovation Loans Handyman fixer-up special? Information on HUD and FHA 203K renovation loans.

Changes are on the way for home owners who are faced with having to sell in a declining housing market. Short sales occur when a bank agrees to let homeowners sell their home for less than they owe on their current mortgage. Visit www.treasury.gov for detailed information in regards to the program changes.
The U.S. Department of the Treasury has also launched a new web site. 
FinancialStability.gov Providing the American people with information about the Obama Administration's efforts to stabilize our financial system.

First Time Home buyer Tax Credit A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid.

Flipping Frenzy.com
Visit Flipping Frenzy.com for news, information, and commentary on Real Estate and Mortgage Fraud.
Foreclosure-rescue scams are on the increase. Foreclosure rates for Clark County have risen, and we could see an inordinate increase in the incidence and frequency of foreclosure schemes that promise a way out of foreclosure for home owners.

 

 

Foreclosure Information and assistance

WASHINGTON – The Obama administration on Wednesday named the first six companies participating in a $75 billion program designed to help millions of struggling homeowners avoid foreclosure.


Online Reports


First time home buyers here in Clark County can learn about the new tax credit housing bill by downloading the information below, and please visit our home buyers page for additional home buying information.



First Time Home Buyer $7,500 Tax Credit

Download the PDF file to learn about the tax credit available to 1st time home buyers.


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Mortgage Payment Estimate

 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying a home at this time in the Clark County area. 

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


 

 

 

 

 

Washington Rates

Mortgage Rates © ML

 



Free Online PHP Mortgage Calculator
This free PHP mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (PrivateMortgage Insurance) for loans where less than 20% is put as adownpayment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

 

 

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